Why a Home Inspection is Essential Before Buying or Selling?

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Buying or selling a home is one of the biggest financial decisions most people make in their lifetime. While it’s easy to get caught up in the excitement of moving into a new place or closing a profitable deal, one crucial step should never be overlooked: a professional home inspection.

What Is a Home Inspection?

A home inspection is a detailed assessment of a property’s condition, conducted by a licensed professional. The inspector evaluates key structural and mechanical aspects of the home, including:

  • The roof
  • Plumbing and electrical systems
  • HVAC (Heating, Ventilation, and Air Conditioning)
  • Foundation and structural integrity
  • Insulation and ventilation
  • Appliances and safety features

Once the inspection is complete, the inspector provides a comprehensive report detailing their findings. This report can be invaluable when making informed decisions about your home purchase or sale.

Why a Home Inspection Matters

1. Identifies Hidden Issues

A house may look perfect on the surface, but underlying problems could be lurking. Issues like a leaky roof, faulty wiring, or a cracked foundation can be costly and hazardous. A home inspection uncovers these hidden concerns before they turn into major headaches.

2. Saves You Money in the Long Run

Skipping a home inspection to save a few hundred dollars can backfire. If you unknowingly purchase a home with major structural issues, repairs can cost thousands—or even tens of thousands—of dollars. Investing in an inspection now can prevent expensive surprises later.

3. Provides Negotiating Power

For buyers, a home inspection report can be a powerful negotiation tool. If significant issues are found, you can request the seller to make repairs or lower the asking price. Sellers who get a pre-listing inspection can also use it to justify their asking price by demonstrating their home is in great condition.

4. Ensures Safety and Peace of Mind

A home inspection can reveal potential safety hazards such as mold, radon, faulty electrical wiring, or structural weaknesses, plumbing leaks, carbon monoxide risks, and even past meth contamination. Identifying these issues early ensures a safer and healthier living environment for the buyer.

The bottom line is that a home inspection ensures peace of mind for potential buyers by providing a thorough, unbiased evaluation of the property’s condition before they commit to the purchase. 

To find out more about the aspects of the home we inspect, review our information about Your Inspection. Or visit the ASHI [American Society for Home Inspectors} website for more information about the Home Inspection Industry.

 

Partnering with Realtors: The Key to a Smooth Home Buying Experience in Montana

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Buying a home is one of the biggest investments a person will make, and having a knowledgeable team in place can make all the difference. In Montana’s competitive real estate market, the relationship between home inspectors and realtors plays a vital role in ensuring a smooth and successful transaction for buyers.

At Glacier Home Inspections, we understand the importance of working closely with realtors to provide buyers with the detailed information they need to make confident decisions. Our experienced inspectors serve Helena, Missoula, the Flathead area, and all surrounding smaller rural communities, ensuring that buyers across Montana have access to reliable, thorough home inspections.

Why Realtors and Home Inspectors Must Work Together

1. Educating the Buyer, Not Scaring Them

A home inspection is meant to inform the buyer, not overwhelm them. While it’s crucial to uncover potential issues, the way those issues are presented matters. By working closely with realtors, we help buyers understand what’s serious, what’s manageable, and what’s simply part of homeownership.

For example, an older home in Montana may have some minor wear and tear—this doesn’t mean it’s a bad investment. By offering context and clear explanations, we ensure that buyers feel informed rather than discouraged.

2. Keeping Transactions Moving Smoothly

A delayed or unclear inspection report can stall a deal. Timely, well-documented reports help realtors negotiate repairs or concessions without unnecessary hold-ups. Our goal at Glacier Home Inspections is to deliver clear, detailed, and easy-to-understand reports, allowing realtors and buyers to move forward with confidence.

3. Providing Unbiased, Professional Assessments

As professional home inspectors, our role is to remain neutral and provide factual information about a property’s condition. This helps realtors and buyers navigate decisions based on real data rather than speculation or guesswork. A trustworthy inspector-realtor relationship ensures that buyers receive accurate assessments without unnecessary alarm or downplaying potential concerns.

4. Understanding Montana’s Unique Housing Challenges

Montana’s diverse climate and landscape present unique challenges for homes, such as:

  • Foundation issues due to extreme temperature fluctuations
  • Roof wear and tear from heavy snow loads
  • Well and septic system concerns in rural areas
  • Radon exposure, which is common in Montana and requires testing

Realtors and home inspectors who understand these regional challenges can better prepare buyers for homeownership in Montana. At Glacier Home Inspections, we specialize in identifying these key issues and educating buyers on how to address them.

The Goal: A Positive Experience for the Buyer

At the end of the day, realtors and home inspectors share a common goal: to help buyers make an informed and confident decision. A successful real estate transaction isn’t just about closing the deal—it’s about ensuring the buyer feels secure in their investment.

By working collaboratively, professionally, and transparently, Glacier Home Inspections and our real estate partners can create an experience that leaves buyers feeling excited and prepared for their new home.

Looking for a Trusted Home Inspector in Montana?

If you’re a realtor in Helena, Missoula, the Flathead area, or any surrounding rural communities, and you’re looking for a reliable home inspection team, Glacier Home Inspections is here to help! We enjoy our association [as affiliate members] with the various real estate associations across the state {NMAR, MAR, HAR} and look forward to working with you and your real estate team!

Together, we can ensure that every buyer has a positive, stress-free home buying experience.

Contact us today to schedule an inspection or discuss how we can work together to serve Montana home buyers!

 

Why You Should Test for Mold, Radon, and Meth Residue

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When purchasing or selling a home, one of the most critical steps in the process is a comprehensive home inspection. While a standard inspection covers the home’s structural integrity, electrical systems, plumbing, and HVAC, additional testing for mold, radon, and meth residue is just as crucial. These hidden dangers can pose serious health risks and lead to costly remediation if left undetected.

Mold Testing: Protecting Your Health and Home

Mold thrives in damp, humid environments, often growing unnoticed behind walls, under floors, or in attics and basements. While some mold is harmless, toxic mold (such as black mold) can cause serious respiratory problems, allergic reactions, and other health issues.

Why Mold Testing Is Important:

  • Health Risks: Prolonged exposure can trigger asthma, allergies, and respiratory infections.
  • Structural Damage: Mold weakens walls, flooring, and ceilings, leading to costly repairs.
  • Resale Value: Mold issues can lower property value and make selling difficult.

A professional mold inspection can detect hidden growth, pinpoint moisture sources, and recommend proper remediation steps.

Radon Testing: The Silent Killer in Homes

Radon is a colorless, odorless radioactive gas that seeps into homes from the soil. It is the second leading cause of lung cancer after smoking. Radon levels vary by location, but any home can have dangerous concentrations, even if neighboring houses do not.

Why Radon Testing Is Crucial:

  • Undetectable Without Testing: You won’t see, smell, or taste radon—testing is the only way to know your home’s levels.
  • Serious Health Concerns: Long-term radon exposure is linked to lung cancer, with over 21,000 deaths annually in the U.S. attributed to radon exposure.
  • Affordable Mitigation: If high levels are detected, mitigation systems can reduce radon to safe levels.

Testing is simple and inexpensive, making it a small investment for peace of mind.

Meth Residue Testing: Hidden Dangers in Your Home

Methamphetamine production and use can leave behind toxic chemical residues that seep into walls, carpets, and ventilation systems. Even if a home looks clean, past drug activity can create serious health hazards.

Why Meth Residue Testing Is Important:

  • Health Risks: Exposure can cause respiratory problems, headaches, dizziness, and long-term neurological issues.
  • Costly Remediation: Cleaning up meth contamination can be expensive, often requiring professional decontamination and even replacing walls or flooring.
  • Unknown History: Even if the seller isn’t aware of past meth use, the property may have been previously contaminated.

Meth testing is especially important for rental properties, foreclosed homes, or homes in areas with high drug activity.

Conclusion: A Small Investment for Long-Term Safety

Home inspections should go beyond just structural integrity—testing for mold, radon, and meth residue ensures that your home is safe, healthy, and free from hidden dangers. Whether you’re a buyer, seller, or homeowner, investing in these tests can save you money, protect your family, and provide peace of mind.

Before making one of the biggest investments of your life, take the extra step to ensure your home is truly safe. A few tests today could prevent major health risks and financial burdens in the future.

To learn more about testing in Montana see SafeHomeMT.com.

Would you like help finding a qualified home inspector in your area? Let us know and we can help you determine if specific testing makes sense for your potential home purchase. You can call, text or email us, and even use our online scheduler to get in touch.

 

Can You Fail a Home Inspection?

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Is it possible to fail a home inspection?

The short answer to this question is, “No, a home inspection cannot be failed.” Of course, the details are more nuanced. In the end, a home inspection is a tool utilized by home buyers, homeowners, and their financial partners (banks, credit unions, and other sources of private capital) to determine whether the risks associated with a  property are worth their investment. The client that orders the inspection is the only person who can make that value judgment.

However, taking the time to understand the scope and value of a home inspection, knowing for whom and why it has been commissioned, and the severe and potentially life-threatening issues that a competent assessment may unearth are well worth the investment.

Let’s begin with who a home inspector works for. They are either contracted through a real estate agent or directly by the prospective homeowner or buyer. The contents of an inspector’s report are only available to the individuals who commissioned it, who are free to do with it what they wish. It is essential to understand that a home inspector is not an agent of the state and serves in a different capacity than city or state code inspectors that ensure compliance with building codes on all permitted construction. Instead, their job is to issue a comprehensive report on the state of an existing home for the homeowner. This will allow for an informed decision regarding all current and future care and maintenance their new investment may need. They are restricted by ethical code from making aesthetic value judgments or declaring a house to be condemned. (Condemnation is, in itself, an exhaustive process that requires many levels of municipal government to be finalized)

The home inspector’s scope of work is the structures (excluding sheds and other outbuildings) on a property, interior and exterior. They conduct a prescribed visual survey of the home; their work is non-invasive, meaning they are not permitted to remove or deconstruct any of the home’s equipment. Standards do not compel the home inspector to access spaces that are not readily accessible without moving existing furniture and property, or that could put themself or others at risk. The complete rubric for a home inspection can be found at ASHI.com under Standards of Practice and helps understand the limitations of a home inspection.

A completed report with photos will paint a picture of the state of the home in question at that moment in time. It highlights possible areas requiring remediation for damage, rot, and mold. The age and function of the HVAC and hot water system will be listed, and the electrical system will be described based on the service’s amperage, voltage, and disconnect location. Older equipment and wiring will be noted so that the homeowner can be reasonably informed of the risks they are taking on.

Many things in an expertly compiled report can drive off a potential homeowner. Yet, only a few houses present insurmountable challenges to remediation and restoration. A good home inspection can provide a road map if the owner is up for the challenge the report represents. It offers solid ground from which the client can then negotiate terms of purchase, either compelling the seller to make changes themself or make financial concessions toward the final purchase price.

If an agreement proves impossible, the buyer may walk away, but the home has not “failed” its inspection. It simply was not a good fit for that buyer – the same inspection report may spark excitement at the prospect of a new challenge in one that elicited fear in someone else.

Do I really need a home inspection in this hot real estate market?

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Like many other parts of the country, Montana real estate is flying off the shelves. As inspectors we chat with our local real estate professionals on a daily basis. Lately we hear mostly about how crazy this market is and how buyers are competing with other offers for every single home no matter the condition of the place.  And then there is the one single thing that they tell us that we, as home inspectors, HATE TO HEAR… in many cases buyers are foregoring the home inspection in an effort to enhance their offer to sellers. That’s right, in some cases the buyer has decided to move forward with their purchase of the home without having a home inspection performed in order to find out about the condition of the home. Yikes! That is not a good idea!  

So why are some home buyers choosing to forgo a home inspection?

Well I don’t know about what is happening in other parts of the country but up here in Flathead Valley, the Northwest region of Montana, here are some of the reasons we are hearing about this unorthodox plan for a home purchase.

Scenario 1:

The most common reason is that buyers are trying to find every advantage they can in order to compete with other offers. Some buyers reason that it serves no purpose because in order to compete with other offers coming in they cannot afford to make demands in the form of concessions [either asking for items to be remedied or in the form of monetary reductions in the sale price].

Scenario 2:

Another reason they are choosing to skip the inspection has more to do with timeline. Again due to the highly competitive nature of this “hot” real estate market, it is common for realtors to set expectations for a very short transaction timeline. This serves to help to “sweeten the deal” when a realtor comes in with an offer that includes a rapid closing timeline. And when that is the case, there may not be enough time included to reasonably get a home inspection scheduled and completed by that date. 

Whatever the reason, it’s not wise to skip a home inspection. Even if the buyer has no opportunity to use any deficiencies that were identified in the inspection as a way to negotiate credits or ask for them to be fixed as is common right now, the inspection can provide a great deal of insight about the condition of the home. 

In some cases an inspection may reveal some very unattractive deficiencies and thus a buyer may decide to walk away from the purchase because they know a seller will just move on to the next offer so that they don’t have to give away any credits or fix anything. So if you think about it in terms of “risk analysis”, the home inspection is a tool to help you to identify any humongous risks that you may be getting into by purchasing a home which may have some very major and costly expenses coming down the road. Wouldn’t you want to know for example if the home has some very major defects in the foundation or possibly the wall structure?

Another great reason to still plan on inspecting any possible home purchases even if the seller won’t negotiate any concessions is to find out more about the general condition of the home and to identify any items that you will either want to fix or that you may need to fix once you own the home. It can be something small like installing GFCI outlets in the bathrooms if they are not there. Or maybe the report identified some issues like missing anchor bolts on a deck ledger board. This is the board that attaches to the house where the deck is supported. Now would you want to stand on a suspended deck knowing that it is not properly constructed and supported? 

There is so much to learn about each and every home and that is what home inspectors do. Aside from inspecting the exterior and interior of the home, they walk the roofs, look in attics, and they crawl through the area under the home called the crawlspace. And any home inspector will tell you that “no home is perfect”. Every property has it’s kinks. So its good to find out what is going on in the home you are about to buy. That way you can make an informed decision and feel good about this major investment.

How our reports help you… the real estate agent!

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If you’ve been a real estate agent for a long time now, it’s likely that you have seen your share of the lengthy “old school” pdf style home inspection reports [perhaps 65 or 75 pages {ouch!}]. And it’s typically your job to wade through that document and extract the items and deficiencies that you need to use to prepare your document in order to negotiate any concessions and ultimately move the transaction forward.  Goodness… that must take a very long time!

Well thankfully those days are over. 🙂

If you are not familiar with our reports, I want to share with you some of the benefits of our reports for you – the agent.  Or, even if you are familiar with our reports there may be features that you are not aware of and not utilizing. So I want to make sure that we are helping you to take full advantage of the features that can really help you to save time in your efforts to close your transaction – and that is a win-win for everyone! 

Okay so here is what you need to know in order to really utilize these features and in the end it will SAVE YOU LOTS OF TIME AND EFFORT!

I have two words for you to remember: “REPORT TOOLS” You have two different ways you can use the agent tools. First let’s help you to find those. 

When viewing a report in the upper right hand corner look for this:

When you click on that option “report Tools – you will see two options that look like this:

These options will allow you to do either of the following:

  1. Copy and paste the text from the recommendations to a document of your own, or an email. 
  2. 2. Use the Repair Request Builder tool to create a document with pictures, comments and you can even add a dollar amount to each item

Option #1 is fairly straightforward and once you select the Copy-paste option the dialog box appears with the text.

For the other option to use the Repair Request Builder, here is a video that demonstrates how to use that tool.

And that’s it!  There are 2 great tools that you can use as the real estate agent to save time and get the information you need.

What’s included in a home inspection?

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A home is the biggest purchase most people will ever make, and a home inspection is always recommended before buying a home. It’s important to realize the condition of your investment.

While some little quirks may be nothing to worry about, there may be more serious issues that only a professional home inspector can assess.
A large part of surviving the home inspection is understanding what is and what isn’t included.

Here’s a helpful infographic that shows you what’s covered in a home inspection.

What is included in a home inspection?

FHA and VA Inspection Checklist

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FHA Inspection Checklist

  • The property must be a single real estate entity
  • The property must be free of hazards and conditions that pose a risk to the health and safety of the occupants or adversely affect the structural soundness and use of the home
  • The septic system (if present) must be functional
  • Property must be free of soil contaminants
  • No underground storage tanks
  • Site must adequately drain water away from the perimeter of the walls
  • Must have an acceptable and sufficient water supply
  • Must have safe and sanitary sewage disposal
  • No evidence of termite infestation
  • Property must have safe and adequate access to cars and pedestrians from a public or private street
  • Presence of any defective conditions, including but not limited to, poor construction, leaks, decay (A property with any defected conditions is considered unacceptable until the defects are corrected.)
  • Natural and adequate ventilation of attics and crawl spaces
  • Foundations must be in good condition
  • Property must have sufficient access to the crawl space
  • Roof must be in good condition and prevent moisture from entering the home. (If re-roofing is needed, FHA requires specific guidelines.)
  • Mechanical systems must be safe, protected from destructive elements, functional, durable and of decent quality
  • Heating sources must be safe, functional and meet any local requirements
  • Electricity must be available for lighting and any equipment used
  • Additional health and safety hazards, including but not limited to, broken windows, blocked doors or steps without a handrail
  • No presence of lead-based paint

VA home inspection checklist

While there may be some overlap in what a home inspection and VA appraisal covers, a home inspection should provide homebuyers with a holistic look at the quality of the entire home. The main items your home inspection should cover:

  • Home structure. The construction of the home is sound, including walls, floors, foundation, roof, and ceilings.
  • Home exterior. Determine the life of the siding, windows and trim, plus inspect exterior lighting and other exterior features like fences. Also, the property has proper drainage based on the grade and elevation as well as landscaping
  • Plumbing. Identify the pipe materials and confirm that everything is up to current standards. Also, inspect toilets, showers, sinks, and faucets for leaks and other needed repairs.
  • Home systems. These include chimney and fireplaces, water heaters, furnaces, air conditioning units, and septic systems if applicable.
  • Roof and attic. In addition to inspecting the construction of the roof, your home inspector should check the framing, flashing and gutters, insulation, and ventilation.
  • Electrical. Determine the type of wiring and that it’s properly grounded. Inspect ceiling fans, light fixtures, and the main electrical breaker.
  • Appliances. Evaluate the condition of dishwashers, ranges, built-in microwaves, garbage disposals, smoke detectors, and any other relevant small appliances in the home.

Covid-19 concerns during a home inspection

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Covid-19 has impacted businesses across the country and we are here to provide you with important information concerning home inspections during this crisis.

A home inspection is a vital part of a home purchase, and homes are still being bought and sold. In fact, the real estate sector and related services such as home inspections have been included in the Financial Services Sector: Essential Critical Infrastructure Workers here in Montana [view statement from the Dept. of the Treasury].

At the current time [as of the posting of this topic 3-30-2020] we continue to provide home inspections during the COVID-19 outbreak. Be assured that prudent safety precautions are practiced and when performing inspections and those are not to conflict with any government orders and recommendations.

Current inspection practices follow recommendations from the Centers for Disease Control and Prevention, Montana Department of Health and ASHI [American Society of Home Inspectors] COVID-19 Guidelines. People should be aware that the situation is changing constantly and should monitor the CDC & ODH for official updates and recommended behavior.

Recommendations for the Buyer and their Real Estate Agent:

  • Do not attend the inspection. If you wish to attend, do so only at the end of the inspection and practice social distancing, remaining at least 6 feet apart from one another.
  • If you choose not to be present at the inspection due to the concerns of the Coronavirus (COVID-19), I’ve got you covered! The detail in my report will make you feel as if you were there for the inspection. I will follow up with a call to discuss the home inspection report.
  • Do not attend the inspection if you feel sick, or if you exhibit symptoms of a respiratory illness. Contact your medical provider.
  • Do not bring children, relatives, contractors, and others to the inspection.
  • Use hand sanitizer before entering and before leaving the home. Avoid touching your face.
  • Touch as few things in the home as possible. 

Recommendations for the Seller:

  • Reschedule the inspection if anyone in the home feels sick, or exhibits symptoms of a respiratory illness. Contact your medical provider.
  • Do not attend the inspection. Make arrangements for relatives, and others to be out of the home during the inspection.
  • Wipe bathroom and kitchen fixtures, toilet handles, and doorknobs with a sanitizing wipe before the inspection. Be sure the wipe instructions allow use on the surface.
  • Before I leave the inspection, I will also be using sanitizing wipes to wipe down items that may have been touched during the inspection.

I’m happy to answer any questions about Covid-19 concerns during a home inspection.

Please feel free to contact me. 406-885-1325

Stay safe.

Barry Wilkins

Glacier Home Inspections

 

Home Inspection Regulation in Montana

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Bills We Support

Realtors and Home Inspectors of Montana

I am seeking your support of SB 269, which passed the Senate floor and will be voted in the House (no hearing date as of yet) This bill seeks to regulate the home inspection industry in Montana, which currently operates like we are still in the Wild West.

A brief summary:

Proposed bill SB 269 creates a registry and standards for home inspectors, including education and insurance requirements.

Registration of Home Inspectors

The bill is designed to revise current Home Inspector laws, require registration, provide fees for listing registered Home Inspectors on the Department of Labor & Industries website, allow for a joint application for a Home Inspector registration and an Independent Contractor Exemption Certificate and create a minimum set of conditions required to become a Home Inspector.

Current Conditions

Currently anyone with a ladder and a flashlight can do home inspections without education or insurance. This practice is a disservice to Montana homebuyers and has hurt some consumers during the buying of their largest asset. This has also hurt the credibility of the home inspection industry as a whole.

For Consumers

The registration would allow a central website for consumers to check the current standing of a Home Inspector. Registration would help insure credibility and set minimum competency standards for Home Inspectors. It would help assure consumers of a minimum level of education, insurance and governance.

For Home Inspectors

Registration would create a more credible and professional industry by minimizing the part time or new inspectors with no insurance or governance by a national organization. The registration list would create a central list for home inspectors to verify a competitor has met the minimum qualifications.

In Summary

The registration is designed to be paid for completely through the registration of Home Inspectors with no cost to taxpayers. The registration list would allow for self-monitoring by current Home Inspectors checking on newer competitors in the field. The registration was designed to include all currently practicing inspectors that have passed an acceptable certification examination as provided by one of the national organizations and is in good standing with that national organization.

I appreciate your support of this bill. Feel free to call me at the number below if you have any questions.  And if you would like to take action to help,

You can TEXT TO SUPPORT SB 269 to:
406-253-8982 (Mark Noland) and 406-471-2356 (Neil Duram)

—

-Barry

406-885-1325

pst..

I thought this amusing 1970’s video would be a good way to remind us how these ideas become bills .. and then in the end hopefully a law!  Hope you enjoy!